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Official Insurer Partner Product

SBI Life - Smart Elite Plus

Explore product specifications, access official premium calculations, or request personalized advisor guidance.

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SBI Life - Smart Elite Plus

Wealth Creation Plans
SBI Life Insurance Company Ltd.

Unit Linked Life Insurance Plan (ULIP) with multiple market-linked fund choices.

VERIFIED PRODUCT FEATURES
Key Benefits & Product Highlights
Unit Linked Life Insurance Plan (ULIP) with multiple market-linked fund choices. Official SBI Life Feature
Zero premium allocation charge after initial policy years. Official SBI Life Feature
Free fund switches and partial withdrawal facilities. Official SBI Life Feature
Product Specifications & Detailed Information
Verified Specifications
Eligibility Entry Age 18 Years to 60 Years
Policy Term Choices 5 Years to 40 Years / Whole Life
Sum Assured Range ₹25 Lakhs to No Upper Limit
Payment Frequency Yearly, Half-Yearly, Monthly
Tax Exemptions Sec 80C & Sec 10(10D) Applicable
Claim Settlement Ratio 98.9% (SBI Life Official)
Compatible Add-on Riders:
Accidental Death Benefit Rider CritiCare Plus Rider (Critical Illness) Premium Waiver Benefit Rider
Official Quotation & Regulatory Disclaimer: Official premium calculations are generated securely on the official insurer portal. DigiFinServ is a distribution and advisory partner offering personalized assistance, application support, and policy servicing.
Select Your Action Path
Get Product Quotation

Choose between official web calculation or personal advisor support.

1
Official Online Calculation

Calculate official premium output directly on the official SBI Life Smart Care Portal.

Calculate Premium on Official Website
Opens official SBI Life Portal
OR
2
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