SBI LIFE INSURANCE PARTNER GUIDANCE

Secure Every Stage of Life

Complete Protection
For You & Your Family

Explore life insurance and long-term financial planning solutions designed around your family, protection needs, and future goals.

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Get expert guidance based on your financial needs with zero pushy sales calls.
Explore Life Plans

Protection Plans

Financial protection solutions designed to help secure your family against life's uncertainties.

OFFICIAL SBI LIFE PLAN
SBI Term Life Plan

Pure term insurance plan offering high life coverage at low monthly premiums for your family.

Key Benefits:
  • High sum assured up to ₹5 Crores
  • Accidental death & critical illness riders
  • Tax savings under Section 80C & 10(10D)
  • Quick digital claim settlement
Suitable For: Families & earning members seeking maximum life protection
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SBI Life - Smart Shield Plus

Comprehensive term insurance providing enhanced financial protection for your family.

Key Benefits:
  • High sum assured at affordable rates
  • Multiple payout options (Lump sum/Monthly)
  • Terminal illness cover included
  • Tax benefits under Sec 80C & 10(10D)
Suitable For: Breadwinners seeking max financial security for family
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SBI Life - Smart Shield Premier

Premium protection plan with flexible cover options and accidental death rider options.

Key Benefits:
  • Flexible policy terms up to age 85
  • Special premium discounts for non-smokers
  • Option to increase cover at life milestones
  • Accidental death & disability cover
Suitable For: High-income individuals & family heads
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SBI Life - Saral Jeevan Bima

Standard individual pure risk premium life insurance plan with simple terms.

Key Benefits:
  • Standardized terms across insurers
  • Affordable premiums with easy issuance
  • Lump sum death benefit payout
  • Tax exemption benefits
Suitable For: First-time term insurance buyers & young professionals
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SBI Life - Smart Swadhan Supreme

Term insurance plan that refunds 100% of total premiums paid upon maturity.

Key Benefits:
  • 100% Return of Premium (ROP) at maturity
  • Dual benefit of protection and savings
  • Flexible premium payment terms
  • Rider benefits for added safety
Suitable For: Individuals wanting protection + money back if they survive term
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SBI Life - eShield Insta

Instant online term insurance with simplified digital onboarding and instant quote.

Key Benefits:
  • Quick 100% digital issuance process
  • No medicals for eligible profiles
  • Low online premium rates
  • Choice of level or increasing cover
Suitable For: Tech-savvy buyers seeking instant digital term cover
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SBI Life - Smart Swadhan Plus

Life cover with return of premium on maturity to safeguard your family's financial stability.

Key Benefits:
  • Full return of basic premiums paid on maturity
  • Coverage against life uncertainties
  • Multiple policy term choices
  • Tax savings under Section 80C
Suitable For: Savers looking for zero-loss financial protection
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SBI Life - Saral Swadhan Supreme

Simple non-linked non-participating term plan with guaranteed return of premium.

Key Benefits:
  • Simple enrollment & hassle-free claim process
  • Return of 100% premiums at maturity
  • Guaranteed life protection during policy term
  • Flexible premium paying terms
Suitable For: Families seeking simple term cover with money-back guarantee
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Savings Plans

Build disciplined savings while planning for important financial goals.

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SBI Life - Smart Platina Advantage

Guaranteed savings plan with regular income payouts and life protection.

Key Benefits:
  • Guaranteed annual payouts post payout period
  • Life protection throughout policy term
  • Flexible income payout options
  • Tax benefits under income tax laws
Suitable For: Individuals planning structured long-term income
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SBI Life - Smart Platina Plus

Non-participating savings plan providing guaranteed cash additions and financial security.

Key Benefits:
  • Guaranteed additions accrued annually
  • Protection for your loved ones
  • Multiple premium payment terms
  • Lump sum or income maturity benefit
Suitable For: Conservative savers planning major life goals
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SBI Life - Smart Platina Supreme

Comprehensive savings solution with higher guaranteed benefits and comprehensive cover.

Key Benefits:
  • Higher guaranteed additions for large sums
  • Life protection until maturity
  • Tax-free returns under Section 10(10D)
  • Option to customize payout frequency
Suitable For: HNI buyers seeking capital growth + guaranteed safety
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SBI Life - Smart Budget Plus

Budget-friendly savings insurance plan tailored for disciplined monthly savings.

Key Benefits:
  • Affordable monthly installment option
  • Capital protection with bonus additions
  • Financial safety net for family
  • Hassle-free application process
Suitable For: Salaried individuals looking for affordable disciplined savings
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SBI Life - New Smart Samriddhi

Endowment savings plan providing steady capital accumulation and life cover.

Key Benefits:
  • Guaranteed additions every year
  • Lump sum maturity benefit
  • Life protection during policy term
  • Tax savings under Section 80C
Suitable For: Families building wealth for future goals
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SBI Life - Smart Life Saver

Life insurance savings plan offering financial shield and systematic savings build-up.

Key Benefits:
  • Dual advantage of life cover & savings
  • Emergency loan facility against policy
  • Flexible policy terms
  • Tax deduction on premiums paid
Suitable For: Savers wanting liquidity options + life cover
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Retirement & Pension Plans

Plan your retirement with solutions designed for long-term financial security and income planning.

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SBI Life - Retire Smart Plus

Unit linked pension plan to build a substantial retirement corpus with market growth.

Key Benefits:
  • Market-linked returns with fund flexibilities
  • Guaranteed additions at milestones
  • Vesting option to buy regular annuity
  • Tax deduction under Section 80CCC
Suitable For: Professionals building a future retirement corpus
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SBI Life - Smart Annuity Plus

Immediate and deferred annuity plan providing guaranteed lifelong income post-retirement.

Key Benefits:
  • Lifelong guaranteed annuity payouts
  • Choice of immediate or deferred annuity
  • Joint life options for spouse protection
  • Return of purchase price option
Suitable For: Retirees seeking guaranteed monthly/annual income
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SBI Life - Smart Annuity Income

Annuity solution ensuring steady cash flows during your golden retirement years.

Key Benefits:
  • Multiple annuity payout options
  • Protection against inflation & market fluctuations
  • Single premium convenience
  • Regular income directly to bank
Suitable For: Individuals near retirement planning fixed income streams
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SBI Life - Saral Pension

Standard non-linked single premium immediate annuity plan with 100% return of purchase price.

Key Benefits:
  • Standardized terms regulated by IRDAI
  • 100% Return of purchase price to nominee
  • Lifelong annuity payments
  • Joint life annuity with 100% payout to spouse
Suitable For: Senior citizens needing secure lifelong pension
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Child Plans

Plan ahead for your child's education and important future milestones.

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SBI Life - Smart Scholar Plus

Unit-linked child plan combining market growth with comprehensive educational protection.

Key Benefits:
  • Premium waiver benefit on parent's demise
  • Regular payout at key education milestones
  • Market-linked fund choices
  • Loyalty additions to boost corpus
Suitable For: Parents planning higher education for children
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SBI Life - Smart Future Star

Structured child savings plan ensuring your child's dreams remain secure no matter what.

Key Benefits:
  • Guaranteed payouts at college age
  • Inbuilt life protection for parent
  • Financial continuity even in parent's absence
  • Tax savings under Section 80C
Suitable For: Parents building dedicated funds for tuition & overseas study
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SBI Life - Smart Platina Young Achiever

Premium child plan offering systematic milestone funding and financial security.

Key Benefits:
  • Milestone payouts aligned with child's career age
  • Waiver of future premiums upon unforeseen event
  • Comprehensive death benefit
  • Tax exemption under 10(10D)
Suitable For: Parents seeking guaranteed milestone funds for child
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Wealth Creation Plans

Explore long-term wealth creation solutions aligned with your financial goals and investment preferences.

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SBI Life - eWealth Plus

Online unit linked plan providing dual benefit of market returns and life cover.

Key Benefits:
  • Zero allocation charges for maximum investment
  • Automatic asset allocation strategy
  • Life cover throughout policy tenure
  • Tax-free maturity under Section 10(10D)
Suitable For: Investors looking for tax-smart online ULIP wealth growth
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SBI Life - Smart Fortune Builder

ULIP offering flexibilities of 11 fund choices to tailor your investment portfolio.

Key Benefits:
  • Choice of 11 equity & debt funds
  • Free switches between funds per year
  • Partial withdrawal facility for liquidity
  • Loyalty additions on long tenure
Suitable For: Growth-seeking investors wanting fund control
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SBI Life - Smart Elite Plus

High-value ULIP designed for HNIs seeking premium investment opportunities and high life cover.

Key Benefits:
  • High sum assured relative to premium
  • Customized portfolio management options
  • Exclusive loyalty bonuses
  • Tax-efficient capital growth
Suitable For: HNI investors seeking high cover + equity growth
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SBI Life - Smart Privilege Plus

Exclusive wealth creation solution with multiple fund options and portfolio management.

Key Benefits:
  • Unlimited free fund switches
  • Automatic trigger strategies
  • Life insurance protection
  • Wealth preservation and growth
Suitable For: Experienced investors aiming for wealth acceleration
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